Affordable health Insurance is one of the biggest reasons that a Universal Health Care Plan is being talked about and considered. Read carefully and consider all the options and I will be bringing another Post after doing some more research.

This Post will address the legislation that, if signed into law, would create Universal Health Care or a Single Payer Healthcare System ----- that legislation being the United States Government and how it would work to be the one designated to oversee the System. One person, a commissioner, would be responsible for planning a benefits package for consumers working with a person who would be the single payer of all claims, drawing up eligibility standards, planning out a budget ---- called Global --- that would determine sufficient fees and rates for hospitals to run correctly to provide the best possible care for all, having a good, sufficient administration, setting up standardized claims and reporting methods that would be same, getting property, funding, insurance, setting up an enrollment system and finding out the bidding system for getting bulk prescriptions and medical equipment. This anyone drowning yet!!!

All monies would be collected, received and transferred to the Federal Treasury and then credited to the Health Care Fund to take care of ALL the above and more..

A personal income surtax for health care on unearned income, a cigarette and tobacco surtax, as well as an alcohol surtax would be established to help pay for this system and all persons employed would be required to pay a health care tax based on a percentage of income. This tax would not let an employer's obligation to pay an employee's health care benefits go by the wayside. If there is a signed agreement to pay the entire cost of an employee's health care premium the employer is to pay the employee's portion of the health care tax.

Any county or government health care plans or health benefits for retired employees would go into the System. If funding for the programs is not transferred to the Health Care Fund then the System’s responsibility would be secondary to taking care of an individual. After the System is in place, say, after a year, employers would have to pay a Health Care Tax, also. If the employer has a Self-funded plan and the employee has signed an agreement, the employer would be exempt of the tax but, the employee would have to seek benefits from that Health Plan first before going through the System. Benefits wouldn’t be denied by the System but, it would make sure that the person had exhausted getting reimbursed from the employer’s insurance first.

If there would be unanticipated monies that had to be spent the Health Care System could increase taxes so as to make more money.

This is basically how a Universal Health Care Plan works. In my next Post I will try to show what the reasoning is to why this is a System that the United States of America needs.

I am going to stay neutral on this ---- just try to give out the facts and let everyone form their own opinion!